Banking awareness Questions
1). Which is the first Bank to introduce Mutual Fund in India -State Bank of India
2). Which is the first Bank to introduce Internet Banking in India – ICICI Bank
3). Which of the following is the first Indian Bank started with Indian capital – Punjab National Bank
4). First Bank in India to launch Talking ATMs for differently able person is – Union Bank Of India
5). Which of the following is the first bank in India to launch its own Payment Aggregators – State Bank of India
6). The first Bank in India to launch Green Bonds at London Stock Exchange is – Axis bank
7). The first Bank in India to launch Masala Bonds at London Stock Exchange is – HDFC bank
8). Which Bank introduced the India’s first banking robot Lakshmi – City Union Bank
9). Which of the following introduced ‘Software Robotics’ to power banking operations – ICICI Bank
10). The newly introduced banking Robot Lakshmi can interact with customers on more than ______ subjects. – 125
11). Which of the following bank is the largest Foreign Bank in India – Standard Chartered Bank
12). The oldest joint stock public bank in India is – Allahabad bank
13). Which is an old private sector bank of India – Federal Bank
14). Which of the following private sector banks was merged with Bank of Rajasthan – ICICI Bank
15). Which was the first foreign bank to open a branch in India – Comptoired’Escompte de Paris
16). Which of the following bank was merged with Punjab National Bank in 1993 – New Bank of India
17). Which of the following bank is the first Cooperative Bank of India (also in Asia) – Anyonya Cooperative Bank
18). Which of the following is the first bank in India listed in New York Stock Exchange (NYSE) – ICICI Bank
19). Which of the following is the first bank to introduce Aadhaar based ATM in India – DCB Bank
20). Which private sector bank is merged with ING Vysya Bank – Kotak Mahindra Bank
21). Which of the following bank started Prathama Grameen Bank India’s first Regional Rural Bank – Syndicate bank
22). Which of the following is the first bank to introduce Biometric ATM in India – Axis Bank
23). Which Indian Bank has most number of foreign branches – Bank of Baroda
24). Which is the oldest bank in India – State Bank of India
25). Money market instruments has maturity period – Less than a year
26). In Inter bank market operations where funds are borrowed and lent for 1 day or less is known as – Call money
27). Where money is borrowed or lend for a period exceeding 14 days is known as – Term Money
28). Capital Market is used for ______ purpose. – Long term
29). Who issues Treasury bills (T-bills) in India – Government of India
30). The maximum time period of T-Bills is – 364 days
31). The minimum amount for which T-Bills issued in India is – 25,000
32). What is the maximum amount for which T-bills are issued in India – T-Bills doesn’t have any upper ceiling
33). The Reserve bank of India conducts 91 day T-Bill auction – Every Wednesday
34). What does first S stands for in MSS – Stabilization
35). Cash Management Bills in India are non-standard, discounted instruments issued for maturities less than ______ days. – 91
36). T-bills auctions are held on ______ platform. – Negotiated Dealing system
37). All of the following are money market instruments except – Indian Depository Receipt
38). Commercial Paper (CP), a money market instrument which was introduced in – 1990
39). What does F stands for in FIMMDA – Fixed
40). The minimum denomination for which Commercial Paper can be issued is Rs– 5,00000
41). The maximum maturity period of Commercial Paper (CP) is – 1 year
42). What is the minimum maturity period of Commercial Paper – 7 days
43). The headquarter of FIMMDA is in – Mumbai
44). Corporate’s with minimum net worth of _____ only allowed to issue Commercial Paper. – 4 Cr
45). The minimum credit rating required by corporates and other issuer to issue Commercial Paper is – A-2
46). Which of the following institutions cannot issue Commercial Paper (CP) – Scheduled Commercial Banks
47). For issuance of CP , only Scheduled Banks allowed to act as – IPA
48). The minimum deposit under Certificate of Deposit (CD) is Rs – 1,00000
49). What is the maximum amount for which CDs can be issued – No such limit
50). The minimum maturity period of a CD issued by a bank is – 7 days
51). What is the maximum maturity period of a CD issued by a bank – 1 year
52). The minimum maturity period of a CD issued by the Financial Institution is – 1 year
53). The maximum maturity period of a CD issued by the Financial Institution is – 3 year
54). Which of the following cannot issue the Certificate of Deposit (CD) – Regional Rural Banks, Local Area Banks
55). What does B stands for in ABCP – Backed
56). Regional Rural Banks (RRB) were established in – 1975
57). RRB was established under recommendation of ______ Committee. – Narsimhan Committee
58). The Regional Rural Banks were owned by– Central Government, State Government , Sponsor Banks
59). The first RRB is ______, was established in Uttar Pradesh. – Prathama Gramin Bank
60). The regularity authority of RRB is – RBI, NABARD
61). In India all states have RRB except – Sikkim, Goa
62). In RRB, the percentage share of Government of India is – 50%
63). In RRB, the percentage share of concerned State Government is – 15%
64). In RRB, the percentage share of Sponsor Bank is – 35%
65). Prathama Bank is the first Regional Rural Bank of India, sponsored by – Syndicate Bank
66). In RRB, financial regulations are monitored by– RBI
67). Supervisory powers of RRB have been vested by – NABARD
68). Under Priority Sector Lending RRB’s can give loans to – Agriculture, Micro Small and Medium Enterprises, Housing
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Whatapp Number : 91-9094047040 / 91-9841986753
1). Which is the first Bank to introduce Mutual Fund in India -State Bank of India
2). Which is the first Bank to introduce Internet Banking in India – ICICI Bank
3). Which of the following is the first Indian Bank started with Indian capital – Punjab National Bank
4). First Bank in India to launch Talking ATMs for differently able person is – Union Bank Of India
5). Which of the following is the first bank in India to launch its own Payment Aggregators – State Bank of India
6). The first Bank in India to launch Green Bonds at London Stock Exchange is – Axis bank
7). The first Bank in India to launch Masala Bonds at London Stock Exchange is – HDFC bank
8). Which Bank introduced the India’s first banking robot Lakshmi – City Union Bank
9). Which of the following introduced ‘Software Robotics’ to power banking operations – ICICI Bank
10). The newly introduced banking Robot Lakshmi can interact with customers on more than ______ subjects. – 125
11). Which of the following bank is the largest Foreign Bank in India – Standard Chartered Bank
12). The oldest joint stock public bank in India is – Allahabad bank
13). Which is an old private sector bank of India – Federal Bank
14). Which of the following private sector banks was merged with Bank of Rajasthan – ICICI Bank
15). Which was the first foreign bank to open a branch in India – Comptoired’Escompte de Paris
16). Which of the following bank was merged with Punjab National Bank in 1993 – New Bank of India
17). Which of the following bank is the first Cooperative Bank of India (also in Asia) – Anyonya Cooperative Bank
18). Which of the following is the first bank in India listed in New York Stock Exchange (NYSE) – ICICI Bank
19). Which of the following is the first bank to introduce Aadhaar based ATM in India – DCB Bank
20). Which private sector bank is merged with ING Vysya Bank – Kotak Mahindra Bank
21). Which of the following bank started Prathama Grameen Bank India’s first Regional Rural Bank – Syndicate bank
22). Which of the following is the first bank to introduce Biometric ATM in India – Axis Bank
23). Which Indian Bank has most number of foreign branches – Bank of Baroda
24). Which is the oldest bank in India – State Bank of India
25). Money market instruments has maturity period – Less than a year
26). In Inter bank market operations where funds are borrowed and lent for 1 day or less is known as – Call money
27). Where money is borrowed or lend for a period exceeding 14 days is known as – Term Money
28). Capital Market is used for ______ purpose. – Long term
29). Who issues Treasury bills (T-bills) in India – Government of India
30). The maximum time period of T-Bills is – 364 days
31). The minimum amount for which T-Bills issued in India is – 25,000
32). What is the maximum amount for which T-bills are issued in India – T-Bills doesn’t have any upper ceiling
33). The Reserve bank of India conducts 91 day T-Bill auction – Every Wednesday
34). What does first S stands for in MSS – Stabilization
35). Cash Management Bills in India are non-standard, discounted instruments issued for maturities less than ______ days. – 91
36). T-bills auctions are held on ______ platform. – Negotiated Dealing system
37). All of the following are money market instruments except – Indian Depository Receipt
38). Commercial Paper (CP), a money market instrument which was introduced in – 1990
39). What does F stands for in FIMMDA – Fixed
40). The minimum denomination for which Commercial Paper can be issued is Rs– 5,00000
41). The maximum maturity period of Commercial Paper (CP) is – 1 year
42). What is the minimum maturity period of Commercial Paper – 7 days
43). The headquarter of FIMMDA is in – Mumbai
44). Corporate’s with minimum net worth of _____ only allowed to issue Commercial Paper. – 4 Cr
45). The minimum credit rating required by corporates and other issuer to issue Commercial Paper is – A-2
46). Which of the following institutions cannot issue Commercial Paper (CP) – Scheduled Commercial Banks
47). For issuance of CP , only Scheduled Banks allowed to act as – IPA
48). The minimum deposit under Certificate of Deposit (CD) is Rs – 1,00000
49). What is the maximum amount for which CDs can be issued – No such limit
50). The minimum maturity period of a CD issued by a bank is – 7 days
51). What is the maximum maturity period of a CD issued by a bank – 1 year
52). The minimum maturity period of a CD issued by the Financial Institution is – 1 year
53). The maximum maturity period of a CD issued by the Financial Institution is – 3 year
54). Which of the following cannot issue the Certificate of Deposit (CD) – Regional Rural Banks, Local Area Banks
55). What does B stands for in ABCP – Backed
56). Regional Rural Banks (RRB) were established in – 1975
57). RRB was established under recommendation of ______ Committee. – Narsimhan Committee
58). The Regional Rural Banks were owned by– Central Government, State Government , Sponsor Banks
59). The first RRB is ______, was established in Uttar Pradesh. – Prathama Gramin Bank
60). The regularity authority of RRB is – RBI, NABARD
61). In India all states have RRB except – Sikkim, Goa
62). In RRB, the percentage share of Government of India is – 50%
63). In RRB, the percentage share of concerned State Government is – 15%
64). In RRB, the percentage share of Sponsor Bank is – 35%
65). Prathama Bank is the first Regional Rural Bank of India, sponsored by – Syndicate Bank
66). In RRB, financial regulations are monitored by– RBI
67). Supervisory powers of RRB have been vested by – NABARD
68). Under Priority Sector Lending RRB’s can give loans to – Agriculture, Micro Small and Medium Enterprises, Housing
69). Under Priority Sector Lending RRB’s must give ______ percent of total outstanding to Agriculture sector. – 18%
70). Under Priority Sector Lending RRB’s must give ______ percent of total outstanding to Micro enterprises sector. – 7.5%
71). The authorized capital of Regional Rural Banks (RRB) was increased from 5 cr to ______cr under the New Regional Rural Banks (Amendment) Bill, 2014. – 2000 cr
70). Under Priority Sector Lending RRB’s must give ______ percent of total outstanding to Micro enterprises sector. – 7.5%
71). The authorized capital of Regional Rural Banks (RRB) was increased from 5 cr to ______cr under the New Regional Rural Banks (Amendment) Bill, 2014. – 2000 cr
Explanation: Authorized capital is increased from 5 crore to 2000 crore.
72). Under the New Regional Rural Banks (Amendment) Bill, 2014 the paid up capital should be minimum Rs______ cr. – 1 cr
73). Under the New Regional Rural Banks (Amendment) Bill, 2014 minimum tenure of Directors is ______ years and maximum is ______ years. – 3 and 6
72). Under the New Regional Rural Banks (Amendment) Bill, 2014 the paid up capital should be minimum Rs______ cr. – 1 cr
73). Under the New Regional Rural Banks (Amendment) Bill, 2014 minimum tenure of Directors is ______ years and maximum is ______ years. – 3 and 6
74). Reserve Bank of India has raised the ceiling of gold loans given by Regional Rural Banks to Rs ______from Rs ______. – 2 lakh from 1 lakh
75). The state which has highest number of Regional Rural Banks is – Uttar Pradesh
76). Which committee recommended to permit RRBs to invest in Non-SLR surplus funds in profitable areas – Bhandari
77). Which committee recommended for the amalgamation of RRBs – Vyas
78). Which committee reviewed the financial position of all RRB’s in 2010 and recommended Recapitalization – K.C. Chakravarthy
79). Regional Rural Bank Act was passed in – 1976
80). RRB’s can maintain lower level of SLR than______– commercial bank
81). The first fully computerized RRB is– South Malabar Grameen Bank
82). Regional Rural Banks are classified under – Commercial Banks
83). Minimum Capital to Risk Weighted Assets Ratio (CRAR) of RRBs which they have to maintain– 9%
84). The Budget provision for recapitalization of RRBs is Rs ______ cr. – 15
85). The Combined Capital of the Centre, State Government and Sponsor Banks will not come down below – 51%
86). The issued capital of the Regional Rural Banks was to be subscribed as under – 50% by Central Government
87). The external advisory Committee of “Small Finance Bank” was headed by – UshaThrat Committee
88). The minimum paid-up equity capital for small finance banks shall be Rs – 100 cr
89). Small Finance Banks are registered as public limited companies under the – Companies Act, 2013
90). Small Finance Bank are licensed under ______ of the Banking Regulation Act, 1949. – Section 22
91). Resident individuals/professionals with ____ of experience in banking and finance will be eligible to set up small finance banks. – 10 years
76). Which committee recommended to permit RRBs to invest in Non-SLR surplus funds in profitable areas – Bhandari
77). Which committee recommended for the amalgamation of RRBs – Vyas
78). Which committee reviewed the financial position of all RRB’s in 2010 and recommended Recapitalization – K.C. Chakravarthy
79). Regional Rural Bank Act was passed in – 1976
80). RRB’s can maintain lower level of SLR than______– commercial bank
81). The first fully computerized RRB is– South Malabar Grameen Bank
82). Regional Rural Banks are classified under – Commercial Banks
83). Minimum Capital to Risk Weighted Assets Ratio (CRAR) of RRBs which they have to maintain– 9%
84). The Budget provision for recapitalization of RRBs is Rs ______ cr. – 15
85). The Combined Capital of the Centre, State Government and Sponsor Banks will not come down below – 51%
86). The issued capital of the Regional Rural Banks was to be subscribed as under – 50% by Central Government
87). The external advisory Committee of “Small Finance Bank” was headed by – UshaThrat Committee
88). The minimum paid-up equity capital for small finance banks shall be Rs – 100 cr
89). Small Finance Banks are registered as public limited companies under the – Companies Act, 2013
90). Small Finance Bank are licensed under ______ of the Banking Regulation Act, 1949. – Section 22
91). Resident individuals/professionals with ____ of experience in banking and finance will be eligible to set up small finance banks. – 10 years
92). Small Finance Banks will have to extend ______ of its credit to sectors classified under priority sector lending (PSL). – 75%
93). The initial stake of promoters in the paid – up equity capital of Small Finance Banks is – 40%
94). If the promoter setting up a Small Finance Bank wish for to set up a Payments Bank, the firm should set up both types of Banks under a ______ structure. – NOFHC
94). If the promoter setting up a Small Finance Bank wish for to set up a Payments Bank, the firm should set up both types of Banks under a ______ structure. – NOFHC
95). The Small Finance Bank cannot be a ______ for another bank. – Business Correspondent(BC)
96). The stake of promoter should be 40% minimum atleast for ______ years in Payment Bank. – 5
97). According to RBI guidelines, which of the following is / are allowed to set up Small Finance Bank – MFI, LAB, NBFC
98). In Small Finance Bank, the Foreign share holding will be ______ as per the rules of FDI in private banks in India. – 74%
99). The Small Finance Bank’s promoters stake in the paid-up equity capital will be 40% initially which must be brought down to ______ in 12 years.– 26%
96). The stake of promoter should be 40% minimum atleast for ______ years in Payment Bank. – 5
97). According to RBI guidelines, which of the following is / are allowed to set up Small Finance Bank – MFI, LAB, NBFC
98). In Small Finance Bank, the Foreign share holding will be ______ as per the rules of FDI in private banks in India. – 74%
99). The Small Finance Bank’s promoters stake in the paid-up equity capital will be 40% initially which must be brought down to ______ in 12 years.– 26%
100). Small Finance Bank shall be required to maintain a minimum CAR of ______ of its risk weighted assets (RWA) on a continuous basis, subject to any higher percentage as may be prescribed by RBI from time to time. – 15%
